Terms and Conditions

1. Acceptance of Terms

By accessing or using the BTC Valimoria website or any associated features, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

BTC Valimoria provides AI-driven portfolio analysis tools and related informational content intended to help users understand and organize their investment approach. The Service is provided for general informational and educational purposes only.

BTC Valimoria does not act as a licensed financial advisor, broker-dealer, or asset manager, and nothing presented through the Service constitutes personalized financial, investment, tax, or legal advice. Any output generated by our tools is automated in nature and should not be relied upon as the sole basis for any financial decision.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. No Financial Advice; Risk Disclosure

All content, analysis, and outputs provided through the Service are for informational purposes only and do not constitute investment advice or a recommendation to buy, sell, or hold any security or asset. Investing involves risk, including the potential loss of principal. Past performance, where referenced, is not indicative of future results.

You acknowledge that you are solely responsible for any investment or financial decisions you make, and that you should consult a qualified, independent financial advisor before making decisions based on information obtained through the Service.

6. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to any part of the Service, its systems, or related networks.
• Use the Service for any unlawful purpose or in violation of applicable regulations.
• Reverse-engineer, decompile, or attempt to extract the underlying methodology of our analysis tools.
• Interfere with or disrupt the integrity or performance of the Service.
• Use automated means to scrape, copy, or republish content from the Service without authorization.

7. Intellectual Property

All content on the BTC Valimoria website, including text, graphics, logos, software, and tool outputs, is the property of BTC Valimoria or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

8. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by BTC Valimoria. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing such links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by applicable law, BTC Valimoria and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial loss, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify and hold harmless BTC Valimoria and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, BTC Valimoria, or third parties.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which BTC Valimoria operates, without regard to conflict-of-law principles. [Insert specific governing jurisdiction as applicable.]

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

For questions regarding these Terms, please contact us through the contact details provided on our website.

This document is a general template and does not constitute legal advice. BTC Valimoria recommends consulting a licensed attorney to ensure full compliance with applicable laws and regulations in your jurisdiction.